# Argue me out of it
You've mostly decided. Find the questions you haven't asked before you commit.
**Time:** 30 minutes

**What you'll have when you're done:** A list of questions you can't answer about a decision you were about to make, and a clearer view of what would have to go wrong for it to be the wrong call.

**Before you start:**
- Any AI chat tool. A free tier is enough. If you're doing this on a work account, check your employer's policy first
- A decision you're actually weighing, not one you've already made
- Somewhere to write down the questions you can't answer
---You've been turning something over for weeks. You've talked to a few people.
They agreed with you, mostly, because they like you and because you presented
it well.

That's the problem this solves. Not a shortage of information. A shortage of
someone willing to take the other side properly.

This is the one on this site where the value is hardest to see in advance and
biggest once you've done it. It's also the one that transfers everywhere: once
you've done it for a house, you'll do it for a job offer, a contract, a course,
a conversation you're dreading.

---

## Before you start: what to leave out

You're describing your own life, so this needs more care than a work question,
not less.

- No names. Your family, your employer, the other party: `[MY PARTNER]`,
  `[THE SELLER]`
- No addresses, and no street names. A neighborhood or a rough area is enough
  for the reasoning to work
- No account details, no exact salary if you can describe it as a range, no
  health specifics beyond what the decision actually turns on
- No school names, no employer names

The reasoning works on structure: what the constraints are, what has to stay
true, what you'd be giving up. None of that requires knowing who you are.

---

## Task 1: state it plainly enough to be argued with

**About ten minutes.** The writing is most of the work here, and it's worth
doing properly.

```
Here's a decision I'm weighing.

The situation: [what's happening, what's forcing the timing, who else
is affected, what has to stay true whatever I choose]

What I'm inclined to do: [your plan, in plain language]

Why I'm inclined that way: [your actual reasons, including the ones
you'd be a bit embarrassed to say out loud]

Don't tell me whether I'm right. Instead:

1. List every question someone experienced would ask before committing
   to this, that I haven't answered above.
2. Give me the strongest case for the opposite choice. Argue it
   properly, as if you believed it.
3. Tell me what would have to be true for my plan to go badly.

Don't reassure me. Don't summarize what I said back to me.
```

Asking it to argue is the whole trick. Ask "is this a good idea?" and you'll
mostly get agreement, because it's accommodating by default and a confident
plan gets confident support. Telling it to take the other side is what breaks
that.

What will happen: a list of questions. Several you can't answer.

**Those are the deliverable.** Not because it found something you never could
have. Because you found them today rather than in month three.

---

## Task 2: what does this cost that I'm not counting?

**About ten minutes.** The second-order pass.

```
Same decision. Now the things people underestimate.

What does this choice cost in ways that don't show up as money?
Time, flexibility, relationships, options I'd be closing off,
things that become harder to reverse.

What does it cost the other people involved, that they might not
have said?

If this goes ahead and in two years I regret it, what will the
reason most likely be?
```

The last question is the one to sit with. It's asking for the failure story
rather than a risk list, and a story is much harder to wave off than a bullet
point.

What will happen: two or three things that hadn't occurred to you, and one that
had but you'd been avoiding.

**What you've learned:** which of your reasons were reasons and which were
momentum.

---

## Task 3: what would change my mind?

**About ten minutes.** The last pass, and the honest one.

```
Given everything above: what evidence would genuinely change my mind?

Be specific. Not "if the costs were higher" but the actual number,
finding, or fact that would flip this.

Then tell me: is that evidence something I could go and get before
I decide? How would I get it, and how long would it take?
```

This is where it becomes practical. Most decisions have one or two checkable
facts sitting behind them that nobody bothered to check, because checking felt
like delay.

What will happen: a short list. Usually one item is a phone call you could make
tomorrow.

**What you've learned:** whether you're actually deciding or only working up
the nerve. Both are fine. It's better to know which.

---

## When it breaks

**It doesn't know your circumstances.** It has what you typed and nothing else.
It doesn't know your finances, your family, your health, or your tolerance for
risk. Questions it raises may be irrelevant to you, and you're allowed to
discard them without justifying it.

**It invents specifics.** Numbers, averages, "most people in this situation."
Treat any figure it produces as unverified. It's useful for questions, not for
facts.

**It's worst on anything recent.** Interest rates, prices, rules that changed
this year, what a market is doing now. If the decision turns on a current
number, get that number yourself.

**It will still drift toward agreement.** Even asked to argue, it warms up over
a long conversation. If it starts sounding supportive, open a fresh chat and
paste your plan in cold.

**It can talk you out of something good.** A well-argued case against is not
evidence. Some decisions are right and still have a strong argument against
them. The output is questions, not a verdict.

---

## What this doesn't tell you

It doesn't decide. You do, and you should. What you get is a shorter list of
things you hadn't considered, which is the most anyone gets.

It also can't weigh what matters to you against what matters to someone else in
your household. That's the actual hard part of most personal decisions and no
amount of good questions substitutes for the conversation.

The questions you can't answer are worth taking to the people who can. That's
often the real output: not a decision, but a much better conversation with
someone whose opinion you actually need.